We get it: Money resolutions can feel like a lost cause, especially if you’re already drowning in debt or saddled with uber-bad credit. But if the fear of falling short is stopping you from even attempting to reach any financial goals, well, it may be time to think smaller. There are lots of little steps you can take over the course of 2017 that, in tandem, can lead to ultimate financial balance.
Here are 50 ways to give your finances a fresh start this year.
50 Ideas For A Fresh Financial Start
1. Do Your Taxes ASAP
You’ll want to avoid taxpayer identity theft, which can delay a much-needed refund. Plus, an early refund can bolster your financial situation.
Jumpstart your emergency fund by setting up an automatic deposit or transfer into a savings account each month.
3. Give Cash A Try
If you’re prone to overspending on credit or debit, spend a week or two keeping only cash in your wallet. You can’t overspend cash — once it’s gone, it’s gone.
4. Ask For A Raise
If you have a performance review coming up, or the opportunity to ask for a raise, now’s the time to take stock of your professional value and put together a pitch for better compensation.
5. Check Your Credit Scores