Tips Archives - Penny Thots

15 Incredibly Easy Ways To Make Money Online

Do you want to know how to make money online with ease? I have good news for you, because I am going to share with you my favorite online money making tips. When you start using these tips, you are going to see more money flowing into your bank account. The amount you earn is all up to you. If you don’t want to put a lot of effort into making money online, you can earn a few hundred dollars extra a month. But if you are serious about making money online, you can easily make a couple thousand extra each and every month by using these tips. Think about how your finances would change with an extra $2,000 a month coming in! Would you use that money to pay off debt? Take an incredible vacation? Whatever you want to use the money for is … [Read more...]

Financial Planning Tips For The Unknown

Every day, individuals experience a financial set back that costs them hundreds to thousands of dollars. Whether it is an unexpected medical emergency, a substantial home repair, or an abrupt loss of income, emergencies of the financial kind take a toll. While it is impossible to know what is coming in the future, it is feasible to plan for the unknown. To ensure a financial disaster doesn’t cause turmoil in your life, here are a few financial planning tips for the unknown. 3 Financial Planning Tips For The Unknown #1. Know Your Options For Credit Preparing for the unknown starts with understanding your options when it comes to financing strategies. Personal loans offer a lump sum of cash in exchange for committing to pay a fixed, … [Read more...]

3 Simple Steps To Creating A Financial Plan

Budgeting is planning for the best and the worst. It’s what enables you to start accumulating wealth in a meaningful way. It’s what helps you move from living paycheck to paycheck to a life of relative ease and comfort. A budget is a plan to take every cent that comes into your life, and channel it into pre-planned directions. It’s an important part of fiscal responsibility and personal financial development. It’s hard enough to get used to following a budget when things are easy. Imagine how hard it will be when things get hard? That’s why you have to start now. Because, rest assured, rough times will come. You’ll have a medical emergency, be forced to travel out of the blue, your vehicle will break down, or any of a million other … [Read more...]

13 Mind-Blowing Personal Finance Tips On Money Saving

How to save money? This would be the question in minds of mostly everyone. We all keep looking for easy options to save some extra dollars. So, here are 13 mind-blowing personal finance tips to save money and lead a financially secure life. Here we go! 13 Mind-Blowing Personal Finance Tips For Money Saving #1. Firstly, Some Basic Rules For Financial Success! It might seem very difficult initially to handle your money smartly but it isn’t actually. Start with a basic investment strategy. Buy insurance and put the maximum in your 401(k) account. Clear your debts as soon as you can. These are some basic rules for financial success. … [Read more...]

9 Easy Tips For Saving Money In Unusual Ways

You can easily save money by using coupons for all of your purchases, not grocery shopping when you are hungry, and comparing prices on the items you want to buy. These are the simple and conventional ways to save money. But if you really want to save money each and every month, then you sometimes have to think outside the box. Are there things you might be overlooking and that you could do to save some money? There are some creative ways to cut your expenses and keep more money in your pocket. Here are 9 simple tips for how you can start saving money in unusual ways. … [Read more...]

15 Easy Money Saving Ideas That Will Save You Thousands

We all know the customary money saving advice: invest wisely, keep to a strict budget and try to save at least 10% of your income each month. And it’s all very sensible and all very true, but what if you don’t want to give up your fashion addiction, or social life or love of looking good? What if you want to keep living the high life, just armed with a little more knowledge about how to make it work on a skinny budget? Here are 15 money saving ideas to keep living the high life when your budget’s looking low. 15 Money Saving Ideas To Save Thousands #1. Make Like Cinderella Remember the scene in the first Sex And The City film, in which Carrie’s assistant rents a Louis Vuitton handbag from a company called Bag, Borrow Or Steal? … [Read more...]

10 Painless Ways Anyone Can Become A Millionaire

Do you really want to become a millionaire? Who doesn’t? The problem is we think it isn’t possible. We see our bank account with a few hundred bucks in it and think growing it to a million or more is pointless. The good news is that anyone, yes anyone can become a millionaire. And before you think it take decades or a ton of sacrificing and hard work, think again. I’ve come up with 10 painless ways you can become a millionaire. If you follow these tips, you will be on your way to being worth seven figures faster than you thought possible. So what are these 10 painless ways? Let’s get started! 10 Painless Ways To Become A Millionaire #1. Never Spend More Than You’re Making This is the most basic tip of all. You cannot go into … [Read more...]

3 Giant Money Mistakes Keeping You Poor

There are all sorts of bad money moves we make. While in the moment we don’t think the mistakes have that large of an impact on our finances, they really do. When you keep making the money mistakes over and over again, they have the potential to completely mess up and derail your finances. How do you overcome these big money mistakes? First you have to learn what they are. In this post are 3 big ones that many people make today. If you find yourself making these money mistakes, follow the advice to correct them sooner rather than later so that they don’t have that big of a negative impact on your financial life. 3 Big Money Mistakes Keeping You Poor #1. Chasing Yields Certificates of deposits and savings accounts are yielding squat … [Read more...]

5 Brilliant Ways To Make More Money Today

We all want to make more money. Luckily there is almost an endless amount of ways to make more money. See this post or this one as an example. You could also learn how to make money illegally but only for entertainment of course. Anyways, after looking for some more ways to make money myself, I came up with these 5 brilliant ways. 5 Brilliant Ways To Make More Money #1. Scour Craigslist This is probably the easiest of the ways. Simply check out the “gigs” section on Craigslist. There you will find all sorts of things you can do to make a few extra bucks. Just to name a few: … [Read more...]

5 Incredibly Simple Ways To Save More Money

We all want to have more money right? An easy way to have more money is to simply save more money. Unfortunately, most people save whatever is left over at the end of the month. With so many people in credit card debt, aka living beyond their means, there is nothing left at the end of the month to save! So, you want to save, but you spend everything you make and you save nothing. Each month, this cycle just repeats itself over and over. See the problem here? Luckily, I am here to help. Below I list 5 ways to save more money throughout the month so you can actually have more money to do the things you want. 5 Ways To Save More Money Everyday #1. Give Yourself A Raise This one is easy. Do you get a large refund from the IRS … [Read more...]