Welcome to the Financial Carnival for Young Adults – End of Summer Edition. Yup, summer is officially over. It was a great one for me, lots of weddings, lots of golf and lots of great weather. I love the fall, so the only downside to the end of summer is that the days are getting shorter. As you begin to prep for the fall and eventually the winter, be sure to take a moment to review your finances too. Staying on top of them will help you to realize your financial goals! Here are a handful of great posts to get you started!
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Don @ Money Reasons writes The Hurdles With Helping Others Financially – I’ve decided to do a new financial experiment and so now I’m facing the hurdles with helping others financially.
CAPI @ Creating a Passive Income writes How to Get Out of the Paycheck-to-Paycheck Lifestyle – It may seem hard, but it’s quite possible to not live a paycheck-to-paycheck lifestyle. It just takes some planning to make better decisions.
Michelle @ Diversified Finances writes Learning to Say NO – Many people have a problem with saying no. This can be a bad thing if you are feeling overworked, tired, taken advantage of, and more.
Kayla @ The Jenny Pincher writes Can You Afford to Live Alone? – We’ve talked quite a bit lately about the pros and cons of living alone and how to avoid roommate disasters if you choose to go the roommate route; but the bottom line when deciding whether or not to live alone is, can you afford to?
Alexis @ FITnancials writes Babysitting 5 Toddlers And My Crazy Experience – Last weekend was an exhausting and insane experience for me. I did my usual Care.com weekly check in to see if there were any one time jobs posted in my area. I found one about 10 minutes away and applied.
Jon @ Money Smart Guides writes Are You A Celebrity, Gambler or Straight Arrow – knowing what type of investor you are can make you become a better investor. See which type of investor you identify with most.
Dave @ Gen Y Finances writes Craigslist Scams and Mistakes To Avoid – It seems like everyday I hear about a new Craigslist scam that someone has fallen for. As someone who uses Craigslist all the time but has never been a victim of a Craigslist scam, I do know a little bit about using the helpful website correctly.
Karen @ 724 Credit writes Six Biggest Credit Mistakes – The current economy has wreaked havoc on many people. Many people, even those who previously had stellar credit, have seen their credit scores plunge and they are still suffering the effects of bad times with bad credit.
Maria @ The Money Principle writes A Cause for Concern: Decide on Supporting a Charity – For any community, charity is the difference between the pursuit for equality and the continued suffering of the desperate and less-fortunate.
Alexa @ Defeat Our Debt writes Should You Take a Vacation if You’re in Debt? – Your debt is stressing you out. Work is stressing you out. And you just need a little break from the normal day to day grind.
Alexa @ Single Moms Income writes The Top 7 Single Mom Problems – If you’re going through a divorce or nasty break up with the father of your kids, things are about to get rough.
Brad @ Enemy of Debt writes Are You As Financially Savvy As A 7th Grader? – My daughter paid close attention to how our view on money and what is important in life changed over the last few years have changed. I found this out through a conversation we had last weekend.
Larry @ KrantCents writes Buy a New Car or Used Car? – Looking for a Car? Get a new one!
Monica @ Monica On Money writes Life Happens: Are You Ready For It? – Life events like deaths and births make me much more aware that life happens. Sometimes when we least expect it.
Natalie @ Debt and The Girl writes Can You Manage to Live on Six Figures? – How can someone possibly live on six figures? I came across this article the other day about how this author profiled families that somehow managed to survive on $100,000 a year managed to survive.
Cat @ Budget Blonde writes I Like To Buy Stock When Celebrities Get Hacked – So, I’m all excited and sparkly about the new Apple products they announced. Hubs called me an Apple ‘fan girl’ when they showcased the Apple Watch among other things, and he’s right.
Justin @ iPlugin writes Top 3 Budgeting Apps for both Apple and Android Smartphones – If you’ve read this blog for any amount of time you know that we’re very big on making, and keeping, a budget.
Danielle @ TeacHer Finance writes Is Staying Home to Raise the Kids Costing you More than you Think? – Not long ago we wrote a blog about how the number of stay-at-home moms in America is on the rise.
Aaron @ Aaron Hung writes Watch out for these Back to School Spending Mistakes – Much to the chagrin of children everywhere another school year is about to start, and that means that parents across the country are busy stocking up on school supplies.
Marissa @ Thirty Six Months writes Why You Should Invest In Property Before Age 30 – I know it’s not something that we think when we’re tackling our student loans out of University or have to think about finding that perfect job that lets us grow and feel accomplished, but hear me out.
Marissa @ Finance Triggers writes Best Way to Collect Superannuation Funds during Retirement – If you work in Australia, then you are likely to have at least one superannuation account set up to help you out financially during your retirement.
Sam @ The New Business Blog writes The Importance of Emotional Intelligence for your Business – In the competitive world of business, you need to make sure you are armed with every possible tool to ensure you can make your company as successful as possible.
Katie @ IRA Basics writes 4 IRA Withdrawals that Actually Make Sense – Withdrawing funds from a traditional IRA before a person turns 59 ½ usually means that they’re going to pay a lot of taxes and penalties.
Lily @ Paying Debt Down writes Some Facts to Consider before Filing for Bankruptcy – For many consumers the thought of having to file bankruptcy can cause quite a bit of anxiety.
Andrea @ So Over This writes Having a Pet is Hard Work and Costs Some Serious Money! – My day job has been overly hectic, long hours and underappreciated, but aren’t we all?
Hadley @ Epic Finances writes Signs that Samsung may be significantly underperforming – Earlier in the year one of the first major signs that Samsung might significantly underperform near-term expectations came when it warned investors about a huge 24% decline in their operating profits.
Lenny @ Best Money Saving Blog writes Stock Buybacks are Booming! – After faltering for a couple of months, buyback announcements from many major US companies shot up to a three month high recently, putting 2014 on track to be one of the biggest years ever for buybacks.
Amy @ Money Mishaps writes Free Money? Be Careful With That Offer From Your New Bank – Many people are switching banks this summer thanks to lucrative offers being made by more than a dozen of the top 50 banks in the United States.
Jack @ Money Saving Ethics writes Answers to the Most Common Questions about TIPS – The US Department of the Treasury has been offering a specific type of bond that can help protect consumers against inflation for several years now.
Matt @ Budget Snob writes Investing Doesn’t Take Genius Intelligence, Just Common Sense – A quote that’s attributed to Albert Einstein goes something like this: “Insanity is doing the same thing over and over and expecting different results.”
Danielle @ Saving Without a Budget writes Should you Borrow to Pay off your Student Loans? Probably not – Student loan debt here in America passed the $1 trillion mark not long ago and isn’t going to let up anytime soon.
Jay @ Daily Fuel Economy Tip writes Buying the Best Used Car for Your Needs – Buying a used car in Canada will give you the independence you need at an economical price.
Oscar @ Money is the Root writes Paying Off Debt Smarter and Faster – There are few things better for your financial health than paying off any debts that you have as quickly as possible.
Daniel @ Make Money Make Cents writes How Online Trading Platforms Work – If you’re taking your very first steps as an online trader then you’ve probably already come across trading platforms, but you may be wondering exactly what they are and how they work.
Mario @ Adventures in Frugal writes A friendly reminder: There is a BIG difference between frugal and cheap – People conflate frugality with being cheap, but there are big linguistic and philosophical differences between the two
Ben @ The Wealth Gospel writes You Can Use Credit Card Rewards to Score Small Wins Too – The art of churning for credit card rewards isn’t for everyone. Here are some stories of people who have scored some small wins from credit card rewards too
Jerry @ Repaid.org writes Ignoring Debt Collectors? Don’t! Do This Instead! – For many people, young adults especially, the first reaction to debt collectors is to ignore them. Unfortunately, this will only make things worse. We look at how to handle those dreaded calls and letters.
Miss T. @ Prairie Eco Thrifter writes 6 Things I Learned When I Became an Investor – I’ve learned a lot of things since I started investing, here are 6 of them.
Paul Vachon @ The Frugal Toad writes 4 Things You Should Know About a Power of Attorney – A Power of Attorney is a document that allows you (the principal) to appoint someone (the agent) to act on your behalf. There are many reasons why you might want to appoint someone else to look after your financial affairs. For example, if you own a property in a different state you can give power to your agent to sell your property for you. You can also plan ahead and appoint an agent to take care of your finances if you are ever hospitalized for long periods of time.
Aldo Rancier @ Million Dollar Ninja writes Too Smart to Fall for Scams? Think Again – I was under the impression that only people with a low level of education or who are desperate for money are the victims of advace fee fraud or the “Nigerian Prince” scams. But I come to find out that this is just not the case. Highly educated professional are the majority of the victims.
Erastus @ Wise Dollar writes The First Steps to Getting Back on Track Financially – Getting back on track financially can be hard to do, but it’s not impossible. I share some simple tips that should help you get started on the right path.
Erastus @ Sprout Wealth writes 12 Great Ways to Make Extra Money Before Christmas – If you’re looking to make extra money before Christmas, check out my list of some simple ways to turn a common spending season into an earning one!
Little House @ Little House in the Valley writes Free House Plans? Yes. . .FREE! – Last year, I came across a website that offered free, small house plans, The Small House Catalog. The owners of the site at that time were building a quaint cottage called the Beekeeper’s Bungalow.
Mario @ Debt BLAG writes A bank or credit union can cash a post-dated check before the written date – You might think your landlord can’t legally deposit a post-dated check, but in many cases, you’d be wrong.
Jeremy @ Modest Money writes Barnes and Noble MasterCard® Review – Barnes and Noble stand to offer a lot to their millions of customers with a Barnes and Noble credit card. Barnes and Noble clearly understand their customers. With their massive inventory of print material available at their myriad brick and mortar locations as well as online, there is a nary a book you can think of that they don’t have
Harry @ PF Pro @ Your PF Pro writes Taking Personal Capital For a Spin: A 20-Something Budgeter’s Perspective – Personal Capital – How can you save thousands of dollars in investing fees and do it all for free? Check out a reader’s review of Personal Capital.
Mr. 4HWD @ The Four Hour Work Day writes How to Deal with Side Hustle Fatigue – When side hustle fatigue sets in it’s easy to become discouraged; you may even consider giving up. Try these tips to re-energize and inspire you.
Harry @ The Rideshare Guy @ The Rideshare Guy Blog & Podcast writes Uber Still Offering Lyft Drivers $500 & New Drivers Up To $250 Sign-Up Bonus – Uber Still Offering Lyft Drivers $500 & New Drivers Up To $250 Sign-Up Bonus
Natalie Bacon @ Financegirl writes Due Diligence and Your Money: The Investor Who Duped Clevelanders Out of Millions – If you’re a young professional and you’re just learning how to invest, you’ll also need to learn how to perform due diligence.
Lance @ Healthy Wealthy Income writes Can You Manage Your Money If You Can’t Manage Yourself – Can you really take hold of your finances and accomplish your goals if you are struggling to manage yourself and your time. You time management and ability to prioritize may be more important to you to work on than anything else.
Anne @ Money Propeller writes 2 Secret Ways to Be Frugal as a College Student – College is expensive. Not only the tuition, but life as a college student. Here are 2 secret ways to be frugal as a college student.
Brock Kernin @ Clever Dude writes Are You Protected Against A Lost or Stolen Cell Phone? – Would you be able to find your stolen or lost cell phone? Let me show you how…
Glen @ How to Save Money writes Save Money by Traking your Spending Habits – How to stop money leaking out of your budget by tracking your spending
Hi, my name is Jon and I run Penny Thots. I’ve been interested in personal finance since high school and love writing and talking about it. You can learn more about me in the Authors section of this site.