Frugalistas know how to wait a bit longer between haircuts, and check for sales. But do you know some of the stranger ways to save money while taking care of yourself? In this post, I am going to walk you through 5 crazy simple ways you can save money on beauty products. And who doesn’t want to save money on beauty products? It seems that every time I go shopping, the prices have gone up. Fed up with higher prices, I took a stand and now follow these 5 tips that … [Continue reading]
Here’s an eye-opening statistic on bottled water from ConvergEx Group. At an average cost of $1.22 per gallon, consumers are spending 300 times the cost of tap water to drink bottled water. Remember that as you sip water from your single-serving plastic bottle. You might not think twice about where it came from and where it will go after you finish quenching your thirst, but you should. Even recyclable plastic bottles can be harmful to the earth. It take a huge … [Continue reading]
Do you really want to become a millionaire? Who doesn’t? The problem is we think it isn’t possible. We see our bank account with a few hundred bucks in it and think growing it to a million or more is pointless. The good news is that anyone, yes anyone can become a millionaire. And before you think it take decades or a ton of sacrificing and hard work, think again. I’ve come up with 10 painless ways you can become a millionaire. If you follow these tips, you will be … [Continue reading]
There are all sorts of bad money moves we make. While in the moment we don’t think the mistakes have that large of an impact on our finances, they really do. When you keep making the money mistakes over and over again, they have the potential to completely mess up and derail your finances. How do you overcome these big money mistakes? First you have to learn what they are. In this post are 3 big ones that many people make today. If you find yourself making these money … [Continue reading]
We all want to make more money. Luckily there is almost an endless amount of ways to make more money. See this post or this one as an example. You could also learn how to make money illegally but only for entertainment of course. Anyways, after looking for some more ways to make money myself, I came up with these 5 brilliant ways. 5 Brilliant Ways To Make More Money #1. Scour Craigslist This is probably the easiest of the ways. Simply check out the “gigs” … [Continue reading]
We all want to have more money right? An easy way to have more money is to simply save more money. Unfortunately, most people save whatever is left over at the end of the month. With so many people in credit card debt, aka living beyond their means, there is nothing left at the end of the month to save! So, you want to save, but you spend everything you make and you save nothing. Each month, this cycle just repeats itself over and over. See the problem … [Continue reading]
What will you do when faced with an unexpected expense of, say, $400? A 2016 study from the Federal Reserve found 46% of Americans didn’t have enough funds to cover an unexpected expense of that amount. So, how did they manage to pay for it? Possibly by using their credit card or doing the unthinkable and asking for money from friends and family, which is never fun. The issue here is that emergencies are bound to happen, as they do to all of us. So, it’s best to be … [Continue reading]
New Bill Proposes Tax Credit And What This Means For Small Businesses Tax credits can help a business to cut costs and save money. This money can be reinvested into the business so that it can grow faster. People do not take advantage of these credits most of the time because they are not aware of them. A tax credit can be considered to be a tax deduction that saves you even more money. A deduction is cut on the taxable income and it is calculated according to your … [Continue reading]
Buying various cleaning products to clean your house can quickly become cost prohibitive. You need a cleaner for the kitchen, then another for the bathroom, then yet another for the living room. And then there are the ingredients. Half I can’t pronounce and almost all of the labels have warnings on them. If they aren’t dangerous, why do we have to lock them up so our kids can’t get to them? Why spend money on countless household cleaning products and risk your … [Continue reading]
Cable television can be an expensive line item on your monthly budget, especially if you’re looking at giving your finances a fresh start. You may be paying for a long list of channels when you only watch a handful, or maybe your promotional offer just expired and your rates flew up. But you don’t have to be stuck with such a monumental bill. Here are 7 simple ways you can lower your cable bill starting today. 7 Easy Ways To Lower Your Cable Bill #1. Renegotiate Your … [Continue reading]
Thanks again for visiting Penny Thots. My goal for this site is simple: to help you become a master of your financial future. You do this by learning to overcome your debt, making smarter spending choices and start investing for your future. When you succeed, I succeed. By teaching you about personal finance, you can take the steps needed to secure your financial future. As always, if you have any questions or want help with any personal finance issue, please contact me. I will do my best to help you out and answer any of your questions.
